Ask Amy: My grandparents seem rich and healthy, and I’d like my inheritance now

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Dear Amy: I’m almost 30. My grandparents are in their 80s and healthy.

They have told me that they will be leaving me money in their will and, although I’m not sure the amount, they seem to be quite prosperous.

I am considering asking them for my inheritance ahead of their passing. My experience during the pandemic has given me a very strong desire to travel for several months.

I think my grandparents might feel gratified witnessing me enjoying their legacy, but I don’t know how to ask them.

Your advice?

– Grateful Grandchild

Dear Grandchild: There are many factors here which you don’t include. These would be: your grandparents’ health, future housing and medical needs, and their willingness to be manipulated by an adventure-seeking grandchild.

Some of this depends on the culture of your family, and of how these elders have lived their own lives.

You need to consider the possibility that watching you enjoy yourself might not be as gratifying to this elderly couple as you think.

One or both of your grandparents could live for 20 more years. The amount of your inheritance might shift based on their financial needs now and in the future.

At some point, adults who are maturing shift their values away from asking for more and toward giving more.

I endorse your plan to seek adventure, but suggest that you line up financing that doesn’t involve your grandparents.

Dear Amy: My dearest friend in the world was recently diagnosed with Alzheimer’s at a relatively young age.

We met when we were new moms, and while my family moved far away after only a few years, we have maintained an incredibly close and meaningful relationship through all the joys and sorrows of life for over 30 years now.

She is my rock.The friend who knows the good, the bad, and the ugly. And vice versa.

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