Beware Android Users! This Malware Can Drain Your Mobile Wallet By Switching Off Your Wi-Fi

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New Delhi: Microsoft has alerted the Android users of a new malware  dubbed as “toll fraud”, that can drain their mobile wallet by switching off Wi-Fi connection. Compared to other subcategories of billing fraud, which include SMS fraud and call fraud, toll fraud has unique behavior. It is said to enable subscriptions for premium services through automated means.Also Read – Alert ! Have You Been Scammed? Tips to Save From Online Banking Fraud | Watch Video

How Does The Toll Fraud Malware Attack Users?

According to Microsoft 365 Defender research team, whereas SMS fraud or call fraud use a simple attack flow to send messages or calls to a premium number, toll fraud has a complex multi-step attack flow that malware developers continue to improve. Also Read – Money Mule: Allowing Others To Use Your Bank Account For Online Transfer Can Be Dangerous | Online Safety Tips

“For example, we saw new capabilities related to how this threat targets users of specific network operators. It performs its routines only if the device is subscribed to any of its target network operators,” warned the company. Also Read – How Just 1 Paisa Less in Bank Account Saved This Noida Man from Being Robbed Online

It also, by default, uses cellular connection for its activities and forces devices to connect to the mobile network even if a Wi-Fi connection is available.

Once the connection to a target network is confirmed, it stealthily initiates a fraudulent subscription and confirms it without the user’s consent, in some cases even intercepting the one-time password (OTP) to do so.

“It then suppresses SMS notifications related to the subscription to prevent the user from becoming aware of the fraudulent transaction and unsubscribing from the service,” Microsoft explained.

Another unique behaviour of toll fraud malware is its use of dynamic code loading, which makes it difficult for mobile security solutions to detect threats.

How Can Users Protect Themselves From Toll Fraud Malware Attack?

Despite this evasion technique, the team at Microsoft identified characteristics that can be used to filter and detect this threat.

“We also see adjustments in Android API restrictions and Google Play Store publishing policy that can help mitigate this threat,” said the company.

“A rule of thumb is to avoid installing Android applications from untrusted sources (sideloading) and always follow up with device updates,” Microsoft advised.

“Avoid granting SMS permissions, notification listener access, or accessibility access to any applications without a strong understanding of why the application needs it,” it added.

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