The car subscription service Wagonex has revealed the most common places in the UK for driving without a legal requirement such as an MOT or car insurance.
Data sourced from police forces revealed that 57,708 motorists were caught driving without insurance or a valid MOT during 2022.
Toby Kernon, the CEO of Wagonex, described the importance of making sure a vehicle’s MOT is up to date.
He explained: “The least fun part of owning or financing a car is the admin that comes with it. From remembering when your insurance is due, to going through the rigamarole of finding an MOT centre that can fit you in when you need them to, to the worry of whether your car will even pass its MOT.
“So many of us are time-poor, but driving with an invalid MOT or insurance can put you at risk of hefty car admin fines, points on your licence, or even disqualification from driving.”
In the UK, all road-going vehicles such as cars, vans and trucks that are between the ages of three and 40 need an MOT test every year.
If a police officer sees a vehicle driving or parked on a public road without a current MOT, its owner could be fined up to £1,000.
However, if the vehicle being driven is considered dangerous to other road users, the motorist can be faced with a fine of up to £2,500, a driving ban and three penalty points on their licence.
Similarly, drivers must make sure that their annual insurance policy is up to date if the vehicle is in use or parked in a public space.
Whilst the consequences surrounding uninsured vehicles depend on how it is being used, if a police officer spots someone driving a vehicle without valid insurance, they could be issued a £300 fine and six penalty points.
In some cases, the police may also seize and even destroy the uninsured vehicle.
According to Wagonex, the most common place for road-going cars to be spotted without an MOT or insurance is Lancashire, with Suffolk coming in second and North Yorkshire in third place.
In addition, the report found that younger drivers, aged 21 to 30 years old, were more likely to be caught driving without insurance or a valid MOT, with 2,800 spotted between January 2022 and April 2023.
The company also conducted a survey which found that 23 percent of drivers wish that vehicle admin could be made more straightforward.
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